Compare Palais Royal Credit Card & First Premier Credit Card

Filed in Banks, Credit Cards by on June 1, 2020 0 Comments

Palais Royal Credit Card Login Payment Online

The Palais Royal Credit Card credit card is issued by Comenity Bank. It gives users 2 points for every dollar they spend to improve their savings and when a credit card is approved, a user will be registered to the Style Cycle Rewards Program for more perks. The card has a low credit requirement and is accepted at Palais Royal stores. It has no annual fee payment and no introductory APR.Palais royal credit card

Palais Royal Credit Card Benefits

  • Spending $100 with the credit card gives a cash back of $5.
  • Acquisition of credit card allows users save more.
  • There are gifts for Christmas season.
  • On their birthdays, all users get a gift of, $10 for Preferred Cards and $20 for Platinum Cards.
  • There is also Club 40 offer to get exclusive discounts.
  • Credit card approval comes with an automatic registration of users to the Style Cycle Rewards Program for more offers.

Palais Royal Credit Card Fees/Rates

  • There is no annual fee charged for the card.
  • It has no introductory APR deal.
  • Regular rates applied are 25.24%.
  • Cash advance does not come with an APR nor a fee.

How to Apply for the Palais Royal Credit Card

The Palais Royal Credit Card application is open for only individuals who meet the below listed criteria:

  • They must be up to 18 years old.
  • They are to be residents of the US.
  • They are mandated to possess a photo identification issued by the government.
  • They should have a social security number.
  • They will need to provide a street address, rural route or APO/FPO address.

How to Apply

  • You should go to the Bank’s website first and access the Palais Royal Credit Card page.
  • Next tap on the enrollment icon below the page and go to the enrollment form.
  • On the form, enter personal details along with your SSN, date of birth and income.
  • Then the next segment of the enrollment form will require you to fill your street address, apartment number, city, state, ZIP code, phone number and email address.
  • You can add an extra user at this stage after which you will tap on the “continue” button to finish the application process.

How to Check Status

You can check the status of your application by calling; 1-800-367-9284 and providing your application reference number.

To Cancel Credit Card

If you want to deactivate a card account or stop using a credit card, call: 1-800-367-9284 or go to the bank and request for card cancellation

Customer Service

To get the customer care agent over the phone, call: 1-800-367-9284 .

First Premier Credit Card Payment Login | Apply Online

The First Premier Credit Card offers users many Mastercard benefits as well as a functioning online forum to manage their credit card accounts. The card has no introductory APR and a low credit requirement. It can be used everywhere that Mastercard is accepted and it is issued by the First Premier Bank.first-premier-bank-mastercard-credit-card-orange-32718

First Premier Credit Card Benefits

  • Users can manage their credit card account online.
  • It can be used for transactions in all places that make use of Mastercard.
  • Bill payments can be done online.
  • Account statements and newsletters can be received online.
  • The online account access can be used at all time of the day.

First Premier Credit Card Fees/Rates

  • An annual fee of $75-$125 is charged in the first year after which the fees range from $45-$47.
  • No introductory APR.
  • Regular APR is 36%which is the same for Cash Advance APRs.
  • Cash advances have a fee of 5% the value and a minimum of $6.

How to Apply for the First Premier Credit Card

Criteria for applying for the First Premier Credit Card are as follows:

  • All applicants must be 18 years old or older.
  • Applicants must be able to provide account checks.
  • The card is open to only US residents.
  • Applicants must also have a social security number.
  • There is need for a street address, rural route or APO/FPO mailing address.

How to Apply

  • First step is to: go to the First Premier Bank website and tap on the application link beneath the login page.
  • When the application page opens, there are prompts with few questions that are to be answered first before proceeding to the application form.
  • On the application form, applicants are to fill in the following: name, address, apartment number, city, state, ZIP code, duration at address, residence type, email address, phone numbers, social security number, date of birth and type of account.
  • Then, they are to go through the details they have provided and accept the terms and conditions.
  • Finally, they are to submit the application form and wait for the approval message.

How to Check Status

To check the status of their application, applicants can contact the customer care agent via: 1-800-987-5521 and give the reference number of their application.

How to Cancel Credit Card

To cancel a credit card, applicants can easily call: 1-800-987-5521 and make this request or if they prefer, they can walk into the bank to do it.

How to Activate Card

  • To activate their credit card when it has been delivered, card users are to login to their account and tap on the “enroll” icon at the top of the page.
  • Next, they will enter their account number and social security number in the specified text fields and then use the “continue” button to complete this process.
  • They can also activate the credit card by calling: 1-800-987-5521 and providing the needed details.

Customer Service

For more information and for assistance on using the credit card, card holders can call: 1-800-987-5521.

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.