PC Richard and Son Credit Card & Overstock Credit Card

Filed in Credit Cards by on June 1, 2020 0 Comments

PC Richard and Son Credit Card Login | Payment Online

For regular shoppers at the PC Richard and Son stores, the PC Richard and Son Credit Card is a valuable carry along card. Card holders get to earn the most benefits from shopping as they are the first to know about a special upcoming sale event and discounts as well.

Users use the card without paying an annual fee. It is issued by the Synchrony Bank and has an online forum for card account management and bill payments. It also has a low credit requirement.PC Richard & Sons

PC Richard and Son Credit Card Benefits

  • Users get a 6 month period to pay bills at their convenience.
  • Their are no annual fees charged.
  • Bill payments are flexible.
  • Card holders get to know of special sales events and discounts on time.

PC Richard and Son Credit Card Fees/Rates

There is no annual fee and no introductory APR as well. A regular rate of 26.99% is applied as APR and cash advances do not have interests.

How to Apply for the PC Richard and Son Credit Card

To apply for this credit card, applicants are required to be at least 18 years old. They are to have a photo ID that is valid and government issued as well as a social security number.

How to Apply

  • To apply for the credit, you are required to go to the credit card web page and tap on the “Apply Now” link.
  • The link first takes you to a section of terms and conditions for you to familiarize yourself with and then accept before proceeding.
  • After this, on the application page, you are to enter details such as: initial puPChase, full name, suffix, mailing/home address, apartment number, city, state, ZIP code, phone number, social security number, email address, date of birth, housing payment and income.
  • Next, you will be able to add an extra card user if you choose “yes” otherwise, use the “no” option to skip this step.
  • Then you will be allowed to select a preferred delivery method for your account statements.
  • Lastly, after you have reviewed the debt cancellation program agreement you can submit the credit card application.

To Check Status

If you are interested in checking your card application status, call: 1-631-773-4900 and provide your application reference number.

To Cancel Credit Card

To stop using a credit card and cancel it along with closing its account, call: 1-631-773-4900 or 1-877-727-1909.

To Activate Credit Card

If you want to activate a new card that just arrived via mail, call: 1-631-773-4900 or 1-877-727-1909 and give all the required information.

Customer Service

The credit card customer service can be reached with this number: 1-631-773-4900 or 1-877-727-1909.

Overstock Credit Card Review | Payment Login

Issued by Comenity Bank and having no annual fee, the credit card has a low credit requirement. With the Overstock Credit Card’s flexible and convenient financing scheme as well as a range of other benefits, card holders can use it to shop at overstock.com and other places where it is accepted. They can buy all that they desire to make their house look unique. Then, there is an online forum for account management.

Overstock credit card

Overstock Credit Card Benefits

  • The credit card comes with different financing options that range from: 6, 12, 18 and 24 months plans.
  • There are promotions exclusive to card holders.
  • It has an in-store card that is works immediately it is issued.

 

Overstock Credit Card Fees/Rates

  • It has no annual fee.
  • It has no introductory APR.
  • It has a normal APR of 27.49%.
  • The APR on cash advances is 25.49%.
  • Cash advance fee is 5% at a minimum of $15.
  • Balance transfers have a fee of 5% the value and a minimum of $10.
  • There is a grace period offer that lasts for 23 days.
  • It has a minimum interest charge of 2%.
  • Late payment has a penalty fee of $38.
  • Returned payments have a penalty fee of $38.

How to Apply for the Overstock Credit Card

Requirements

  • Applicants must be 18 years old and older.
  • They must have a social security number.
  • Interested individuals should have a street address, rural route or an APO/FPO address.
  • A photo ID issued by the government will be demanded for.
  • Only permanent residents of the United States can apply.

How to Apply

  • Application is done via the Comenity Bank website, where the credit card is located and clicked.
  • Then, the next page requires you to sign in if you have an account already or create a sign in profile.
  • While creating a sign in profile, you are to select a username and a password after which you will use the “create account” link to complete the exercise.
  • On approval you can use the card to buy items at the overstock.com and access the account online.

How to Check Status

To check your application status is simple. Call: 1-855-810-2546 and make a request for your application status and give your reference number.

To Cancel Credit Card

In order to cancel your credit card or close the onlineĀ  are account, call the customer care line at: 1-855-810-2546 or go to the bank.

Customer Service

To reach the customer care agent for the credit card, dial: 1-855-810-2546.

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