Toys R Us Credit Card Login | Pay Online
The Toys R Us Credit Card is issued by Synchrony Bank, it offers numerous benefits to cardholders.It can be used at Toys R Us & Babies R Us Stores, plus it has low credit card requirements and no annual fee attached to it.Toys R Us Credit Card
Toys R Us Credit Card Benefits
Cardholders can earn 1 point per $4 everywhere else Mastercard is accepted
If you earn a total of 125 points, you will obtain $5 in R US Reward Dollars
By signing in for an “R” US Credit Card account online, the card user can choose to either get 15% off or special financing (minimum purchase required) with their “R” US Credit Card
Cardholders can also earn 2 points per $1 at Toys R Us & Babies R Us (excludes account opening offer)
Save 10% off in-store procurement made with the R Us Credit Card every Thursday (must be requested at the time of purchase. No coupon required. Cannot be combined with account opening offer.
Cardholders get to earn all the reward of Rewards R Us.
Toys R US Credit Card Fees/Rates
Annual Fee – None required
Introductory APR Rate –0% for the first 6 months
Normal APR Rate –26.99
Cash Advance APR Rate – 26.99
Cash Advance Fee –is the greater of $10 or 4% whichever is greater
Forex Transaction Fee – 3%
Late Payment Fee – $37
Grace Period –23 days
How to Apply for the Toys R US Credit Card
Application Criteria
To apply for and get approved for the Toys R US Credit Card, applicant must meet the following criteria;
Applicant must be at least 18 years of age
The applicant must not have any serious delinquent account
Must have a credit history free of bankruptcy
Should have a valid Social security number
How to Apply
Visit the Homepage and tap on the “Apply Now” button
On the subsequent page, you will be asked if you are already a Rewards R US member or not. If you have already enrolled in the program tap “Yes” and fill in your information. If otherwise, tap “No”, Please Enroll Me in Rewards, to proceed with the process
Next you will be required to provide your personal details which includes: Name, Address, City, State, Zip code, Home phone number, Business phone number, Cell/ Other phone numbers, Email address, Annual net income, Duration of time at current address, Residence.
Choose your statement delivery and provide some necessary validation information like; Date of birth, Social security number, Driver’s license number, State, Expiration date, Mother’s maiden name.
check option card security info to access upto $10,000 balance cancelation when conditions is met
Tap the “Yes” box if you wish to enroll in this service, bearing in mind that there is a monthly fee of $1.66 per $100 of the ending monthly balance on your account statement to participate
Finally review the terms and conditions of the credit card if you agree, tap “Accept” and “Submit”.