Umb Visa Credit Card | Card Payment | Card Login

Filed in Credit Cards by on February 1, 2021 0 Comments

The Umb Visa Credit Card is issued by the UMB Bank, it offers nice rewards and benefits to it’s cardholders. Umb Visa Credit Card offers a decent 2 reward points per dollar spent on gas and grocery purchases to cardholders, 1,000 bonus points on your first purchase through the card within the first 3 months of activation, auto rental insurance and travel help and fraud security and personalization services.Umb Visa Credit Card

This card can be used anywhere Visa is accepted, it has no annual fee attached to it and has low credit requirements.

Umb Visa Credit Card Benefits/ Rewards

Fraud security and personalization services.

Cardholders are given 2 reward points per dollar spent on gas and grocery purchases.

No foreign transaction charge

Earn 1,000 bonus points on your first purchase through the card within the first 3 months of activation.

Cardholders can enjoy Visa rewards like auto rental insurance and travel help.

Umb Visa Credit Card Fees/ Rates

Annual Fee –None required

Intro APR Rate – None

Normal APR Rate – 18.24

Cash Advance APR Rate – 25.00

Cash Advance Fee – 3% of the amount of the Cash Advance, with a $15 minimum and a $50 maximum.

How to Apply for the Umb Visa Credit Card

Application Criteria

To apply for and get approved for the Umb Visa Credit Card, applicant must meet the following criteria

Applicant must be at least 18 years of age

Must have a valid US Social Security Number

You must be a resident of the United States

Must have a clean credit history

Applicant must have a government issued photo ID

How to Apply

Go to the application homepage  of the UMB Bank.

Review the features of the credit card, and scroll down until you locate the “Apply Now” button located towards the left side of the web page

Once you tap on the “Apply Now” button, you will be directed to a new web screen that displays the enrollment form Fill in the General detail section with the following information; Full name, Date of birth, SSN, Mother’s maiden name, Email address, Address, Length of Time at address, Primary phone, Alternate phone


Proceed to the Financial information section which requires the following details; Job status, Position, Employer name, Time on the job, Previous employer name, Previous position, Previous length of job, Work phone, Residence status, Monthly housing payment, Primary financial house, Gross annual salary, Gross annual other income, Other income source (Optional)

Tap on the box if you wish to add an authorized user.

Review the important cost info about the UMB credit card.

Tap on the box below if you agree to the terms and thereafter tap on the “Submit” button, to submit the application.

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